In Pakistan, online banking has become more popular in recent years, with many banks providing digital services for tasks like managing accounts, transferring funds, and paying bills. Several banks have also introduced mobile apps, letting customers handle transactions from their smartphones. Despite these conveniences, it is compulsory to be cautious about protecting your personal and financial details when using online banking in Pakistan.

In Pakistan, there are various types of banks, including commercial banks, exchange banks, and industrial banks. Tashheer’s Research team has compiled an excellent list of the top 10 mobile banking apps in Pakistan for your convenience. Forget queues and paperwork! Pakistan’s top mobile banking apps put your finances at your fingertips.

Several banks in Pakistan provide online banking services and the best choice depends on individual needs and preferences. Some popular banks with online services are:

  • SC Mobile Pakistan
  • UBL Digital
  • Meezan Bank
  • Ancillary Health Services
  • AL Habib Mobile
  • NBP Digital
  • MCB Live
  • HBL Mobile
Top Mobile Banking Apps in Pakistan
Top Mobile Banking Apps in Pakistan

Standard Chartered Bank Ltd. is the oldest and biggest multinational bank in Pakistan. It was the first foreign bank to get a license for Islamic banking and set up a branch for it. The bank has about 2,800 employees and operates in ten cities with 40 branches. SC Mobile Pakistan is a well-designed and user-friendly mobile banking app that offers a wide range of features to meet the needs of SCB customers. The app is secure and convenient, and it is a great way to manage your finances, make payments, and transfer funds. The home screen of the SC Mobile app shows you a quick overview of your finances, including your account balances and recent transactions.

Standard Chartered proudly earned the prestigious “Adam Smith Award 2022,” receiving special recognition for its outstanding achievements.

Android rating (4.2)
iOS rating (4.8)
Developer Standard Chartered Bank Pakistan
Device CompatibilityiOS, Android
Languages SupportedEnglish, Urdu
Customer Support111-002-002
Account OverviewView balances, transactions, and statements.
Funds TransferTransfer funds between SCB accounts or to other banks.
Bill PaymentsPay utility and mobile bills.
Top-upsRecharge mobile phone balance.
Card ManagementActivate/deactivate cards, set limits, report losses.
Investment ManagementBuy/sell mutual funds and investments.
ATM/Branch LocatorFind the nearest SCB ATM or branch.

Exclusive Cards on Standard Chartered App are:

Travel Cards

  • Mastercard Platinum
  • Mastercard World

Cashback Cards

  • Mastercard Titanium
  • Mastercard Cashback

Islamic Card

  • Saadiq Mastercard Platinum

United Bank Limited (UBL) is the biggest bank in Pakistan, serving over 4 million customers. They have the largest network with more than 44,000 places where customers can do banking, including 1,400 branches, 37,000 Omni Agents, and 1,400 ATMs. UBL operates on four continents and is an expert in branchless banking with its UBL Omni platform. UBL Digital app is really great! You can shop online, pay bills, and use prepaid services from anywhere. The coolest thing is that you can keep track of your transactions, take screenshots, and share them with others. UBL Bank also offers UBL Omni for branchless banking and UBL Ameen for Islamic banking to its customers.

In 2017, UBL was honored with the title of Pakistan’s “Best Bank for Corporate Finance & Capital Market Development” at the prestigious Pakistan Banking Awards.

Android rating (4.3)
Android rating (4.7)
  • Top up your mobile
  • Manage bills
  • Pay anyone
  • Use prepaid services
  • Schedule payments
  • Pay fees and vouchers
  • Government and online payments
  • Pay to CNIC
  • Donate or give Zakat
  • Shop online
  • Use QR Code for payments
  • Check your e-transaction history
  • Manage cheques
  • Manage cards
FeatureUBL Mobile App
DeveloperUnited Bank Limited
Device CompatibilityiOS, Android, Huawei App Gallery
Languages SupportedEnglish, Urdu, Pashto
Customer Support111-825-888

HBL, also known as Habib Bank Limited, is the biggest and oldest bank in Pakistan. It started in 1939 with the Habib family and has been important for the country’s growing economy. HBL Mobile is the bank’s digital app. You can get the app by downloading it or going to the HBL website to open a digital account. Once you meet the conditions and give the necessary documents, the bank will send you a confirmation email. With the HBL mobile app, you can easily pay bills, make payments, and send money to anyone in Pakistan. The app uses industry-standard security measures to protect your financial information.

HBL has been consistently recognized for its outstanding performance. In 2021, it received the “Best Mobile Banking & Payment Initiative of the Year” award, highlighting its commitment to excellence.

Android rating (4.1)
Android rating (4.5)
  • Mobile recharge
  • Bill payment
  • Loan management
  • Investment plans
  • Corporate payment
  • QR payment
  • E-account statement
  • Deals and discounts on various items
  • Funds transfer
  • Chequebook request
FeatureHBL Mobile App
DeveloperHabib Bank Limited
Device CompatibilityiOS, Android, Huawei App Gallery
Languages SupportedEnglish, Urdu
Customer Support111-111-425

Meezan Bank is Pakistan’s first and largest Islamic bank. Based in Karachi, Pakistan, the bank’s headquarters, known as Meezan House, oversees a vast network of over 950 branches. It is a publicly traded enterprise with PKR 17.89 billion in paid-up capital. Starting in 2002, it quickly became one of the country’s fastest-growing banks, receiving the first-ever Islamic commercial banking license from the State Bank of Pakistan. The Meezan Mobile App comes with smart features, offering secure access to your accounts anytime, anywhere. It is designed to be simple, quick, and convenient because that’s what banking should be.

In 2022, Meezan Bank was honored as the ‘Best Consumer Bank’ ranking as the fifth strongest Islamic bank globally.

Android rating (4.5)
iOS rating (2.5)
  • Check Account Balance & Transaction Details
  • Pay Bills
  • Transfer Funds
  • Block or Unblock Debit Cards
  • Find Nearby Branches and ATMs
  • Discover Discounts and Promotions
  • Qibla Locator
  • Inquiry about Products
FeatureMeezan Bank Mobile App
DeveloperMeezan Bank
Device CompatibilityiOS, Android, Huawei App Gallery
Languages SupportedEnglish, Urdu
Customer Support111-331-331

National Bank of Pakistan (NBP) is a government-owned multinational commercial bank with over 1,500 branches across the country. It is a subsidiary of the State Bank of Pakistan and is based in Karachi. NBP has introduced the NBP Digital Mobile Banking App for the convenience of both conventional and Aitemaad Islamic banking customers. With this app, their customers can access banking services anytime, anywhere. To use NBP Digital services, simply register by downloading the app from the Google Play Store. Tashheer’s tech team observed that the NBP Internet Banking App is a free, secure, and user-friendly web portal for all your banking needs.

Android rating (3.3)
iOS rating (2.9)

Money Transfer & Payments

  • Transfer funds to NBP account holders
  • Pay utility bills
  • Top up mobile phones
  • Settle credit card bills
  • Make government payments
  • Pay internet bills
  • Cover education fees
  • Transfer CNIC

Account Services

  • Linking multiple accounts
  • Checking your account balance
  • Viewing account statements (30/60/90 days)

Other Convenient Services

  • Manage your MPIN
  • Handle beneficiaries effortlessly
  • Make payments to beneficiaries
FeatureNBP Mobile App
DeveloperNational Bank of Pakistan (NBP)
Device CompatibilityiOS, Android, Huawei App Gallery
Languages SupportedEnglish, Urdu, Pashto

Bank Alfalah started in 1997 and is owned by the Abu Dhabi United Group. Their app, called “Alfa,” is one of the top banking apps in Pakistan, but some users say it can be a bit slow at times. You can easily open a bank account using the Alfa app. Just click on Register Now and choose Open an Alfalah Digital Account. The app also lets you explore the Alfa Mall, a cool marketplace for all kinds of things you might want to buy. Send money quickly to any Bank Alfalah account or other IBFT-enabled accounts. “It has reliable features that let you easily check your loans and bancassurance details, and apply for Alfalah products with just one click.

Android rating (4.5)
iOS rating (4.4)
  • Call helpline
  • Request cheque book
  • E-statement
  • Instant funds transfer
  • Online shopping
  • Pay bills
  • Special offers with one click
  • Find nearby Alfalah branches, ATMs & machines
FeatureBank Alfalah Mobile App
DeveloperBank Alfalah Limited
Device CompatibilityiOS, Android, Huawei App Gallery
Languages SupportedEnglish, Urdu
Customer Support042 111-225-224
Al Habib Mobile

Bank Al Habib Limited is a major Pakistani commercial bank headquartered in Karachi, owned by the Dawood Habib Family. It has a vast network of 1,000+ branches in 400+ cities in Pakistan and six branches internationally. AL Habib Net banking and AL Habib MOBILE are improved versions of the current AL Habib iBanking system, offering upgraded features. You can easily sign up for the application online without calling customer service. Once you have registered, you will get a one-time password (OTP) on your phone and email for verification. After a quick check, you can enjoy the user-friendly Net banking/Mobile Banking, Al Habib Mobile, to manage your finances conveniently and securely.

Android rating (3.0)
iOS rating (4.8)
  • Utility, Internet & Mobile bills
  • Fund Transfers
  • Account Balance, Statements and Promotions
  • Credit Card bill inquiry
  • Change password
  • Set Reminders for your payments
FeatureBank AL Habib Mobile App
DeveloperBank AL Habib Limited
Device CompatibilityiOS, Android, Huawei App Gallery
Languages SupportedEnglish, Urdu


MCB Bank Limited is a Pakistani multinational commercial bank headquartered in Lahore, Punjab, Pakistan. The Nishat Group and Maybank from Malaysia own the majority of shares. With around 1,600 branches and 1,450 ATMs across the country, it has a wide presence to serve customers. The new MCB Live digital banking system is their latest offering, designed to bring better services to all customers. It has cool features that make it easy and secure for customers to do both financial and non-financial activities. According to Tashheer’s team, This app lets account holders access online banking services through the website and mobile apps. MCB Live is compatible with iOS, Android, and Huawei devices.

In 2020, MCB earned recognition for the ‘Best Equity Deal of the Year’ at the ABF Corporate & Investment Banking Awards.

Android rating (2.4)
iOS rating (1.8)

Tashheer research team complied all the notable features of MCB Live, Listed As


  • Self-Registration
  • View transaction history
  • View Mini statement
  • View transactions in current month
  • View E-statement
  • Apply Cheque Book

Credit Cards

  • Apply New Credit Card
  • View Credit Card Details
  • View Statement
  • Perform Card Payment
  • Block/Cancel Cards in real time
  • Update Limits

Debit Cards

  • View Card Details
  • Enable/Disable International Use
  • Allow E-commerce Use
  • Debit Card Pin Change
  • Block & unblock the Card
  • Activate Debit Card

Roshan Digital Accounts

  • Premature Investment Request
  • Roshan Equity Investment
  • Payment to CDC
  • Request for Repatriation of funds


  • Perform Beneficiary Addition
  • Interbank Funds Transfer
  • Give Donations
  • QR Payments

Bill Payment

  • Educational Institute
  • Utility Companies
  • Invoice Payment
  • Postpaid Bill Payment
FeatureMCB Mobile App
DeveloperMCB Bank Ltd.
Device CompatibilityiOS, Android, Huawei App Gallery
Languages SupportedEnglish, Urdu
Customer Support111-802-802

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In the world of money stuff, having a cool mobile banking app is super important. Digital banking in Pakistan has come a long way. So, as technology keeps making banking cooler, remember to pick the app that suits you best. Many mobile banks and apps now make it easy for users to create online accounts, contributing to the move towards a cashless economy. Big banks are joining in, offering digital account creation from home. Despite many still sticking to traditional banking, there’s a huge chance for new players to step in and guide the country toward a cashless future. It should be easy to use and make handling your money feel like a piece of cake. Try out these top 8 mobile banking apps in Pakistan and make your money journey as easy as tapping your screen.

About the Author: Alishba

Alishba Zaheer is the lead content writer at Tashheer Digital and has a genuine passion for storytelling. With her team of skillful content writers, her expertise lies in the ability to seamlessly adapt writing style to various niches, checking new trends in Tech, especially in Pakistan. She stays ahead of the curve and maintains her dedication to writing excellence. Among other things, she has been instrumental in researching local brands, Pakistani products, and services, providing benchmark articles for Pakistani audiences.