Since taking office as the first female Chief Minister of Punjab in 2024, Maryam Nawaz Sharif has shown a series of dynamic and people-centric initiatives aimed at socio-economic development, infrastructure revival and improved governance. In 2025, Punjab CM Maryam Nawaz re-launched several schemes targeting various sectors. She’s focused on agriculture, education, social welfare and economic empowerment. Whether it’s helping young people start their own businesses with interest-free loans, supporting farmers with modern agricultural tools or improving hospitals and schools, each scheme shows her strong commitment to the progress and welfare of the people of Punjab. Her main goals are to reduce poverty, create more job opportunities and make life easier for ordinary citizens.

These schemes are not only well-planned but also focused on transparency, equal opportunity and long-term results. From urban cities to rural villages, people from all walks of life can benefit from these government initiatives. With a strong emphasis on empowerment, inclusion and innovation, her administration has launched numerous schemes that are actively transforming the lives of million people in Punjab. In this thorough article, our Tashheer research team has compiled a list of all the most impactful and currently active schemes under the leadership of CM Maryam Nawaz.

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Current Government Initiatives Under CM Maryam Nawaz for a Progressive Punjab

Here is the list of most famous Government Schemes in Punjab 2025, launched by CM Maryam Nawaz, mentioned as:

Maryam Nawaz Rozgar Scheme

The Asaan Karobar Finance Scheme is an interest-free loan program launched by the Punjab Government in 2025 under Chief Minister Maryam Nawaz Sharif. This scheme aims to support small and medium businesses, help new entrepreneurs start their own businesses and boost the economy of Punjab. Under this scheme, two types of loans are offered which include Tier 1 loans of Rs. 1 to 5 million without any collateral (only personal guarantee) and Tier 2 loans of Rs. 6 to 30 million with security or collateral. The loan duration is up to 5 years and there is a grace period of up to 6 months for startups and 3 months for existing businesses.

To apply, the person must be between 21 and 57 years old, have a valid CNIC and NTN, be a tax filer and live and run their business in Punjab. The application process is fully digital for ease and transparency. Plus, the Punjab government also introduced the Asaan Karobar Card, a special card that gives small business owners access to interest-free loans up to Rs. 1 million for up to 3 years. This card can be used for digital payments like paying bills or suppliers and up to 25% of the loan can be withdrawn in cash.

CM Punjab Green Tractor Scheme 2025

CM Punjab Green Tractor Scheme 2025, initiated by Chief Minister Maryam Nawaz Sharif, is a noteworthy effort to modernize agriculture in Punjab by providing substantial subsidies on locally manufactured tractors. Under this scheme, eligible farmers owning between 1 to 50 acres of agricultural land can receive a subsidy of PKR 1,000,000 on tractors ranging from 50 to 85 horsepower. This program includes the distribution of 9,500 tractors in its initial phase through a transparent digital balloting process. Plus, 1,000 tractors will be given free of cost to wheat growers owning 25 to 50 acres of land, selected via a separate balloting. Farmers can choose from reputable local manufacturers such as Massey Ferguson, New Holland Al-Ghazi, Millat Tractors and Buraq Tractors. Its application process is conducted online through the official portal (https://gts.punjab.gov.pk/) and applicants must possess a valid CNIC and a Kissan Card. This scheme aims to enhance productivity, reduce manual labor and promote sustainable farming practices across Punjab.

CM Punjab Free Laptop Scheme 2025

The CM Punjab Free Laptop Scheme 2025, initiated by Chief Minister Maryam Nawaz Sharif, is a significant educational initiative designed to bridge the digital divide and enhance learning opportunities for students across Punjab. This program plans to distribute 110,000 latest-generation 13th Gen Core i7 laptops to deserving students including 2,000 laptops reserved for minority students. Its distribution is structured to allocate laptops to 20,000 university students, 14,000 college students, 4,000 technical and agricultural college students and 2,000 medical and dental students with a special focus on ensuring that 32% of the recipients are from South Punjab. Eligibility criteria require applicants to be enrolled in the 1st or 2nd semester of a BS program in any public sector university or college in Punjab, possess a Punjab domicile and have secured a minimum of 65% marks in intermediate for general BS programs or 80% marks for medical and dental programs. Its application process is conducted online through the official portal cmlaptophed.punjab.gov.pk, where students can register and submit their details.

8070 Web Portal Scheme

The 8070 Web Portal Scheme is a welfare initiative launched by the Government of Punjab, Pakistan under the leadership of Chief Minister Maryam Nawaz Sharif, aimed at providing relief to low-income families during the holy month of Ramadan. This scheme offers two primary benefits that include the Muft Atta Program which provides eligible households with three 10 kg bags of free flour and the Ramzan Relief Package, offering a one-time cash assistance of Rs. 10,000 to support household expenses during Ramadan. Eligibility criteria include being a resident of Punjab, possessing a valid CNIC, having a monthly income below Rs. 60,000 and not owning a vehicle or having immediate family members residing abroad. Registration for the scheme can be completed online through the official PSER portal or via SMS by sending the CNIC number to 8070. The distribution of benefits is facilitated through various channels including direct bank transfers, mobile wallets like Easypaisa and JazzCash and designated Ehsaas centers. This initiative aims to alleviate the financial burden on struggling families, ensuring they have access to essential food supplies and financial support during Ramadan.

Asan Karobar Scheme

The Asaan Karobar Finance Scheme, launched by the Punjab Government under Chief Minister Maryam Nawaz Sharif in January 2025, is a transformative initiative aimed at bolstering economic growth by providing interest-free loans to entrepreneurs and small to medium enterprises (SMEs) across the province. This scheme offers two tiers of financing which include Tier 1 provides unsecured loans ranging from PKR 1 million to PKR 5 million, requiring a personal guarantee and a processing fee of PKR 5,000; Tier 2 offers secured loans from PKR 6 million to PKR 30 million, necessitating collateral and a processing fee of PKR 10,000. Both tiers have a repayment tenure of up to five years with a grace period of up to six months for startups and three months for existing businesses.

Eligibility criteria include being a resident of Punjab aged between 21 and 57 years, possessing a valid CNIC and NTN, having a clean credit history, and being an active tax filer. This scheme by Maryam Nawaz emphasizes digital processing for ease of access and transparency. Plus, Pakistani government has introduced the Asaan Karobar Card, a digital SME card offering interest-free loans up to PKR 1 million with a three-year duration and a revolving credit facility renewed annually.

CM Punjab Dhee Rani Program

Punjab Dhee Rani Program, initiated by Chief Minister Maryam Nawaz Sharif in 2024, is a famous social welfare initiative aimed at assisting needy families in Punjab by facilitating the marriages of their daughters with dignity and support. Targeting destitute, orphaned and differently-abled women aged 18 to 40 as well as daughters of persons with disabilities, this program offers a comprehensive package that includes a dowry valued at PKR 206,000 comprising essential household items like furniture, kitchen utensils & clothing and a cash gift of PKR 100,000 provided via an ATM card. This program organizes collective wedding ceremonies across the province, covering venue expenses and providing meals for up to 20 guests per couple. In its first phase, the initiative facilitated 1,500 marriages with a total allocation of PKR 1 billion and has since opened registration for a second phase to assist an extra 1,500 couples.

CM Punjab Minority Card Program

The Chief Minister Minority Card Program, launched by Punjab’s Chief Minister Maryam Nawaz Sharif in January 2025, is also a very famous initiative aimed at providing financial assistance to religious minority communities in the province. Under this program, eligible families from Christian, Hindu, Sikh and other minority groups receive a quarterly stipend of Rs. 10,500 with the initial phase covering 50,000 families and plans to expand to 75,000 families in subsequent phases. Plus, festival grants have been increased from Rs. 10,000 to Rs. 15,000 and the annual development budget for minorities has seen a 60% increase. This program is implemented in collaboration with the Punjab Minority Affairs Department and the Bank of Punjab, ensuring transparent and efficient fund distribution. Chief Minister Maryam Nawaz emphasized the government’s commitment to protecting and uplifting minority communities, stating that minorities are integral to Pakistan’s fabric and deserve equal rights and opportunities.

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CM Punjab Free Solar Panel Scheme

The CM Punjab Free Solar Panel Scheme, launched in 2025 under the leadership of Chief Minister Maryam Nawaz Sharif, aims to alleviate electricity costs for low-income households by providing free solar panel systems. Targeting consumers with monthly electricity usage of up to 200 units, this scheme offers two system capacities: 550-watt systems for those consuming up to 100 units and 1,100-watt systems for those using between 101 and 200 units. To ensure transparency, beneficiaries are selected through a computerized balloting process. Applications could be submitted online at cmsolarscheme.punjab.gov.pk or via SMS by sending the electricity bill reference number and CNIC to 8800. Eligibility criteria include having a functional electricity meter, no defaults on bill payments in the past year and a sanctioned load not exceeding 2 kW. The first phase of the program plans to install 100,000 solar systems, aiming to reduce carbon emissions by 57,000 metric tons annually and lessen the financial burden of electricity subsidies on the government.

CM Punjab Solarization of Tube Well

Chief Minister Maryam Nawaz Sharif has launched the “CM Punjab Solarization of Tube Wells” initiative to support farmers by reducing irrigation costs and promoting sustainable agriculture. In the first phase, 8,000 agricultural tube wells across Punjab will be converted to solar energy, with a target completion date of June 2025. This government offers subsidies of Rs. 500,000 for 10 kW systems, Rs. 750,000 for 15 kW systems and Rs. 1 million for 20 kW systems, covering up to 67% of the installation cost. Farmers are responsible for the remaining 33% and can select vendors within their districts for installation. Eligibility criteria include owning up to 25 acres of agricultural land, having an electric tube well installed before March 31, 2024, with a power requirement up to 15 kW, a water table depth up to 60 feet and a three-phase electrical connection. Over 530,000 farmers applied, with 385,000 declared eligible through a transparent lottery system. This scheme is expected to save farmers over Rs. 10,000 daily and Rs. 350,000 monthly in energy costs, significantly reducing reliance on diesel and electricity.

Apni Chat Apna Ghar Scheme 2025

Apni Chat Apna Ghar Scheme 2025 is a flagship housing initiative launched by Chief Minister Maryam Nawaz Sharif to provide affordable housing solutions for low-income families across Punjab. This program aims to construct 100,000 homes in major cities including Lahore, Multan, Rawalpindi, Faisalabad, Sargodha and Sialkot with 5,000 units under construction near Raiwind Road in Lahore and 3,000 more in other districts. Each housing unit is priced at PKR 1.5 million, with the government offering a 60% subsidy, requiring beneficiaries to contribute the remaining 40% (PKR 600,000) through an installment plan of PKR 26,000 per month over five years. Eligibility criteria include being a permanent resident of Punjab, having a monthly income below PKR 60,000, not owning any property and not having defaulted on any loans. Priority is given to widows, orphans, disabled individuals and senior citizens. Applicants can register online via the official portal or apply offline at their district’s Deputy Commissioner’s Office, submitting necessary documents such as CNIC, income proof and land ownership details if applicable.

PSER Punjab Socio-Economic Registry 2025

Punjab Socio-Economic Registry (PSER) 2025 is a comprehensive scheme launched by the Government of Punjab under Chief Minister Maryam Nawaz Sharif, aiming to create a dynamic, real-time database of the province’s households to enhance the targeting and delivery of social welfare programs. Developed in response to the limitations of the National Socio-Economic Registry (NSER), PSER is designed to provide the provincial government with the authority to customize, manage and update data as needed. This registry collects detailed information on household characteristics, assets and living conditions which are used to calculate a Proxy Means Test (PMT) score to identify eligible beneficiaries for various government schemes. This initiative is being executed through a collaborative effort involving the Punjab Social Protection Authority (PSPA), Punjab Information Technology Board (PITB), Urban Unit and Bureau of Statistics with oversight from the Planning & Development Board. As of February 2025, over 3.95 million families have registered through more than 4,000 registration centers established across the province with a door-to-door survey set to commence in April 2025 to ensure comprehensive coverage.

Honorar Scholarship Program by CM Punjab

Chief Minister’s Honhaar Scholarship Program, initiated by CM Maryam Nawaz Sharif, is a merit-based initiative designed to support talented yet financially constrained students across Punjab. Annually, this program awards approximately 30,000 scholarships, covering 100% of tuition fees for eligible students enrolled in undergraduate programs across 68 disciplines at public sector universities and colleges. To qualify, applicants must possess a Punjab domicile, be under 22 years of age, have a family income below Rs. 300,000 per month, and have achieved a minimum of 80% marks in their intermediate examinations. This selection process emphasizes academic performance, allocating 30% weightage to matriculation marks and 70% to intermediate marks. This application procedure is entirely online via the official portal honhaarscholarship.punjabhec.gov.pk, with the application deadline extended to May 25, 2025. This scholarship program underscores the Punjab government’s commitment to fostering educational equity and empowering the youth through accessible higher education opportunities.

CM Punjab Himmat Card Program 2025

The CM Punjab Himmat Card Program 2025 is a special welfare initiative started by Chief Minister Maryam Nawaz Sharif to support people with disabilities (PWDs) in Punjab. Under this program, registered individuals receive a quarterly cash payment of Rs. 10,500 through an ATM-enabled Himmat Card, provided in partnership with the Bank of Punjab. The card makes it easier for people to withdraw money and make digital payments. This program also includes home delivery of assistive devices like wheelchairs, hearing aids and other equipment to make daily life easier for the disabled. To qualify, a person must be a resident of Punjab, 18 years or older, have a valid disability certificate, be unemployed and have a poverty score (PMT) of 45 or below. This registration process can be done online or at special help centers. In 2025, the program expanded to include 25,000 more people with a total budget of over Rs. 2.6 billion, showing the government’s commitment to helping differently-abled citizens live better, more independent lives.

CM Punjab 3 Marla Plot Scheme

The CM Punjab 3 Marla Plot Scheme, officially known as the Apni Zameen Apna Ghar program, is a housing initiative launched by Chief Minister Maryam Nawaz Sharif to provide free 3-marla residential plots to homeless and low-income families across Punjab. In its first phase, the scheme aims to distribute 1,892 plots across 33 schemes in 22 districts including Lahore, Rawalpindi, Faisalabad, Multan and Bahawalpur. Eligibility criteria require applicants to be permanent residents of Punjab, possess a valid CNIC, have no ownership of land or property in Pakistan and belong to low-income households. Applicants must also have a clean criminal record and not be defaulters of any bank or financial institution. Successful applicants are mandated to commence construction within six months of plot possession and complete it within two years, adhering to building bylaws. These plots cannot be sold, transferred or leased for a minimum of five years and any non-compliance may result in cancellation of the allotment.

(ADWC) Assistive Devices and Wheelchair Program by CM Punjab

The Assistive Devices and Wheelchair Program (ADWC), launched in early 2025 by Chief Minister Maryam Nawaz Sharif, is Pakistan’s largest government-led initiative to support persons with disabilities (PWDs) in Punjab. With a budget of Rs. 1 billion, the program provides free assistive devices including manual, electric and pediatric wheelchairs; hearing aids; prosthetics; orthotics; walking aids; and joystick-controlled chairs to eligible residents across the province. To qualify, applicants must be Punjab residents with a valid CNIC or B-Form and possess a Disability Assessment Certificate from the Disability Assessment Board. Applications can be submitted online via the official portal adwc.punjab.gov.pk or through local Social Welfare and Bait-ul-Maal offices. This program also offers home delivery of equipment and has mandated the installation of wheelchair ramps in all public facilities to enhance accessibility. This initiative reflects the Punjab government’s commitment to inclusivity and empowerment for PWDs.

CM Punjab E-taxi Scheme

CM Punjab E-Taxi Scheme, launched in May 2025 under Chief Minister Maryam Nawaz Sharif, is an eco-friendly transportation initiative aimed at promoting sustainable urban mobility across Punjab. This pilot phase introduces 1,100 electric taxis, supported by solar-powered charging stations, to reduce carbon emissions and provide affordable transport options. This government has approved the financial model and plans to install charging stations, potentially co-located with existing petrol pumps, to facilitate easy access for drivers. Subsidies will be provided to encourage adoption and make the service accessible to a broader population. This new scheme aligns with broader mass transit projects including the Yellow Line Mass Transit System and reflects the province’s commitment to environmental sustainability and improved public transportation infrastructure.

CM Punjab Organ Transplant Program

The Chief Minister Punjab Transplant Program, launched in February 2025 by CM Maryam Nawaz Sharif, is the most comprehensive organ transplant initiative in Pakistan’s history. It offers free-of-cost transplant surgeries for five major procedures: liver, kidney, bone marrow, cornea, and cochlear implants for children born with hearing impairments. For the first time, both public and private hospitals in Punjab are participating, ensuring broader access to these life-saving treatments. Eligible patients must register with the Punjab Human Organ Transplantation Authority (PHOTA) to benefit from the program. CM Maryam Nawaz emphasized that the state will fully bear the cost of these complex and expensive procedures, relieving the financial burden on citizens. This program aims to restore hearing in children through cochlear implants and vision through corneal transplants, enabling them to lead normal lives.

Skill Development Initiatives by CM Punjab

Under the leadership of Chief Minister Maryam Nawaz Sharif, the Punjab government has launched several comprehensive skill development initiatives aimed at empowering youth, women and marginalized communities. The “Skills on Wheels Project” is designed to train 100,000 young individuals in high-demand technical skills like call center operations with the first phase targeting 5,000 participants in collaboration with IBEX, offering potential monthly earnings of up to Rs. 100,000. A major initiative also focuses on digitally empowering 27,000 rural women through six-month IT and freelancing courses, providing scholarships, desktop computers, and free internet devices to support online work and business opportunities. For the transgender community, the “Pehchan Program” offers vocational training in makeup, textiles, and event production along with a monthly stipend. Additional projects like “Tabeer” aim to help skilled youth secure overseas employment while “Moraki” provides hospitality training in partnership with British institutions, ensuring placements in famous hotels.

School Teaching Internship STI Program

The School Teaching Internship (STI) Program 2025 is an initiative by the Punjab School Education Department aimed at providing aspiring educators with practical teaching experience in government schools across the province. Launched in January 2025, the program offers over 12,500 internship positions in primary, elementary, high, and higher secondary schools. Applicants must be aged between 20 and 50 years, hold a bachelor’s degree in a relevant subject, and possess a domicile of the respective district in Punjab. The application process is conducted entirely online through the official STI portal at sti.pesrp.edu.pk. Candidates are required to register, complete the application form, upload necessary documents such as educational certificates, CNIC, domicile and a recent photograph and submit their applications before the deadline of January 25, 2025. This merit list is scheduled to be displayed on January 26, 2025. This program not only offers a valuable opportunity for individuals to gain hands-on teaching experience but also aims to address the shortage of teaching staff in Punjab’s government schools.

Magnificent Punjab Tourism Internship Program MPIP 2025

Magnificent Punjab Tourism Internship Program (MPIP) 2025 is a flagship initiative launched by Chief Minister Maryam Nawaz Sharif to empower young graduates in Punjab by providing them with practical experience in the tourism, archaeology and museum sectors. This three-month paid internship offers a monthly stipend of PKR 60,000 and aims to bridge the gap between academic knowledge and industry requirements. The first batch, comprising 250 interns, commenced in March 2025, with a total of 1,000 internships planned. Eligible applicants are Punjab residents aged 21 to 28 who have completed 16 years of education between January 1, 2023, and December 31, 2024, in fields such as Tourism & Hospitality Management, Archaeology, History, Business Administration, Marketing or Information Technology from HEC-recognized institutions. Interns are placed in various tourism-related departments and offices across the province where they gain hands-on experience, develop professional skills and build networks with industry experts.

CM Punjab Education Card 2025

CM Punjab Education Card 2025, introduced by Chief Minister Maryam Nawaz Sharif, is a significant initiative aimed at promoting academic excellence among school students in Punjab. Under this program, students who achieve over 80% marks are awarded the CM Eminence/Star Card, recognizing their outstanding academic performance and encouraging a culture of excellence. This initiative is part of a broader educational reform agenda that includes the establishment of Schools of Eminence in every tehsil, the introduction of technical education from grade five, and the launch of English language conversation classes in 338 schools in Lahore. Additionally, the government has set a target to enroll two million children annually, initiated a school meal program in districts like Bhakkar and Layyah to improve student health and attendance, and implemented infrastructure improvements such as providing drinking water, furniture and whitewashing in schools within a 90-day deadline.

CM Punjab Aghosh Program 

The Aghosh Program, launched in March 2025 by Punjab Chief Minister Maryam Nawaz Sharif, is a pioneering initiative aimed at improving maternal and child health in underprivileged areas of the province. Targeting pregnant women, lactating mothers, and mothers of children under two years old, the program offers phased financial assistance totaling up to Rs. 23,000. This support includes Rs. 2,000 upon initial registration at government health facilities, Rs. 1,500 for each of four scheduled antenatal check-ups (totaling Rs. 6,000), Rs. 4,000 for childbirth at a public hospital, Rs. 2,000 for the newborn’s first medical examination within 15 days, Rs. 4,000 for immunizations (Rs. 2,000 per dose), and Rs. 5,000 for registering the child’s birth certificate. Initially implemented in 13 districts including Dera Ghazi Khan, Taunsa, Rajanpur, Layyah, Muzaffargarh, Kot Addu, Bahawalpur, Rahim Yar Khan, Bahawalnagar, Bhakkar, Mianwali, Khushab and Lodhran. Beneficiaries must register in person at designated health facilities, providing valid CNICs and relevant medical documentation.

CM Punjab Dialysis Card Scheme

The CM Punjab Dialysis Card Scheme is a groundbreaking healthcare initiative launched by Chief Minister Maryam Nawaz Sharif in November 2024 to support kidney patients across Punjab by providing financial relief and improved medical care. Under this scheme, eligible patients receive up to PKR 1 million annually, covering dialysis sessions (PKR 850,000) and diagnostic tests/medical procedures (PKR 150,000) along with free medicines and tests. This program is available to permanent residents of Punjab, verified through NADRA and is implemented through both public and private hospitals accredited by the Punjab Healthcare Commission (PHC) which ensures quality standards and monitors dialysis centers. The initiative aims to reduce the financial burden on patients, improve dialysis service quality and address health concerns such as the prevention of HIV/AIDS spread among dialysis patients. Overall, it marks a major step toward accessible and affordable kidney care for thousands of patients in Punjab.

CM Punjab Super Seeder Project

The CM Punjab Super Seeder Project, initiated by Chief Minister Maryam Nawaz Sharif in 2025, represents a significant advancement in Punjab’s agricultural sector. This initiative aims to modernize wheat farming practices by providing farmers with advanced machinery that integrates paddy residue into the soil, thereby reducing the harmful practice of stubble burning and mitigating smog. The project is being implemented in phases, with the third phase offering a 60% subsidy on Super Seeder machines to eligible farmers who own 65-horsepower tractors. The target is to distribute 2,000 Super Seeders before the wheat sowing season in October 2025. Since its inception, the project has improved wheat cultivation on over 110,000 acres, leading to increased production, reduced fertilizer & seed costs and enhanced soil fertility.

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