With growing electricity costs and rising environmental awareness, more and more homeowners and businesses in Pakistan are turning to solar energy as a sustainable alternative. Pakistan’s solar power sector is growing quickly. By 2023, the country had installed 1,244 MW of solar energy which is 17% more than in 2021. Net-metering capacity also increased to 2,813 MW by March 2025 which is a big jump from the year before. Solar power is expected to reach 2.07 GW by 2025 and 13.97 GW by 2030, as mentioned by the Business Recorder. Although there are some best solar companies in Pakistan, but the high upfront cost of installing a solar energy system can be a barrier for many. Fortunately, several institutions now offer solar energy systems on easy installment plans, making clean energy accessible and affordable. In this thorough article, our Tashheer research team has compiled a list of 10 institutions in Pakistan that provide solar energy systems on installments along with key details about their offerings.

Top 10 Institutions Offering Solar Energy Systems on Easy Installments

Here is the list of 10 Trusted Banks and Companies Offering Solar Installments in Pakistan, mentioned as:

1. Meezan Bank – Easy Solar Installment Plan

Meezan Bank, Pakistan’s first and largest Islamic bank, offers Shariah-compliant solar energy financing through its Meezan Solar Financing Scheme, designed to make renewable energy more accessible and affordable. In partnership with NEPRA-certified solar vendors, the Meezan Bank provides easy installment plans for residential and commercial users, allowing them to install reliable solar systems without bearing the full upfront cost.

2. Bank of Punjab (Bop) – Roshan Ghar Scheme

The Bank of Punjab offers solar energy financing under its Roshan Ghar Scheme specifically designed for residential users looking to reduce electricity bills and adopt renewable energy. Through this scheme, eligible individuals including salaried and self-employed persons can install solar systems with flexible installment plans typically spanning up to 7 years. This scheme of Bank of Punjab requires a minimum down payment of around 15–20% and offers competitive markup rates, often supported by government-backed subsidy programs, making solar energy more accessible and affordable for households across Punjab.

3. Allied Bank – Green Energy Financing

Allied Bank offers a Green Energy Financing solution as part of its environmental sustainability initiative, providing solar energy system loans to both residential and commercial customers. This financing option allows users to install solar panels through easy monthly installments, with loan amounts of up to PKR 2 million and flexible repayment terms ranging from 1 to 5 years. The Allied Bank partners with approved solar vendors to ensure quality installations and offers competitive fixed markup rates, making it an attractive option for those looking to reduce energy costs and switch to clean power.

4. Habib Bank Limited (Hbl) – Solar Energy Financing

Habib Bank Limited (HBL) offers solar energy financing through partnerships with certified solar companies, making it easier for individuals and small-to-medium enterprises (SMEs) to switch to renewable energy. This bank provides installment plans for systems typically ranging from 5 kW to 15 kW with repayment tenures of 3 to 5 years. Habib Bank Limited HBL’s solar financing supports net metering integration, helping customers reduce electricity bills while contributing to environmental sustainability. This facility is available to both salaried individuals and business owners with competitive markup rates and simplified application procedures.

5. Js Bank – Solar Financing Under Js Gharapna

JS Bank offers solar energy financing under its JS GharApna Solar Loan, providing a convenient and accessible way for customers to switch to renewable energy. With a loan limit of up to PKR 2.5 million and a flexible repayment period of up to 7 years, the scheme is designed to ease the financial burden of solar installation. JS Bank features a subsidized markup rate under the State Bank of Pakistan’s refinance scheme and includes the added convenience of an online application process, making it easier for both salaried individuals and business owners to adopt clean energy solutions.

6. Apna Bank – Renewable Energy Scheme

Apna Bank offers solar financing under the State Bank of Pakistan’s Refinance Scheme for Renewable Energy, providing affordable installment plans to residential, commercial and agricultural users. With a subsidized interest rate of around 6%, customers can avail loans from Apna Bank, ranging from PKR 0.5 million to PKR 10 million with flexible repayment tenures of up to 10 years, making solar energy systems more accessible and cost-effective for a wide range of consumers.

7. Premier Energy (Private Vendor With Installment Plans)

Premier Energy is a well-known solar solutions provider in Pakistan that offers flexible in-house installment plans for residential users, making it easier for homeowners to switch to solar without involving banks. Their installment options typically range from 6 to 24 months with a down payment requirement of around 30%. Premier Energy provides high-quality solar systems backed by up to 10 years of warranty and many of their packages include net metering options, allowing users to reduce electricity bills and even earn from surplus energy.

8. Tesla Industries Pakistan

Tesla Industries Pakistan provides affordable solar energy solutions through easy monthly installment plans without involving any banks, making the process simpler and more accessible for customers. Tesla Industries offer solar packages ranging from 3 kW to 10 kW with a down payment as low as 25% and installment options extending up to 24 months. Their systems are also net metering-enabled, allowing users to save further by selling excess electricity back to the grid.

9. Zorays Solar Pakistan

Zorays Solar Pakistan offers flexible solar energy financing options through both in-house and bank-partnered installment plans, making it easier for customers to switch to renewable energy. With tenures ranging from 6 months to 5 years, the company allows customizable down payments to suit different budgets. As an AEDB-registered vendor, Zorays Solar Pakistan ensures quality and compliance while also providing a free energy audit and return on investment (ROI) estimate before installation to help customers make informed decisions.

10. Paksolar (Solar Installments for Commercial & Home Users)

Paksolar provides flexible “buy now, pay later” solar energy solutions for both residential and commercial users, making it easier for customers to switch to renewable energy without a heavy upfront investment. They offer a range of solar packages including on-grid, off-grid and hybrid systems, customized to different energy needs. Their installment plans range from 6 months to 3 years with eligibility based on basic documentation, ensuring accessibility for a wide range of users. Plus, Paksolar‘s systems support net metering, allowing users to sell excess electricity back to the grid for added savings.